Cost / Indiana
How much does a psychiatrist cost in Indiana without insurance?
shrinkMD publishes its self-pay prices, and they are the same across Indiana. Here is the number, and what it buys.
Written under the clinical direction of Shariq Refai, MD, MBA, FAPA, board certified psychiatrist · Last updated October 4, 2026 · Editorial policy
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The number
What a psychiatrist costs in Indiana
What does an online psychiatrist cost in Indiana when you pay cash? shrinkMD lists its prices openly. Here is exactly what to expect, plus the access context for Indiana.
There are only three numbers to know: $295 for the initial evaluation, $110 to $215 per follow-up visit, and an optional $49 per month membership with a free first month. Prices shown are shrinkMD's published self-pay rates as of July 2, 2026, and are the same in every state where we practice.
What it costs
shrinkMD self-pay prices for Indiana
| Service | Self-pay price | What's included |
|---|---|---|
| Initial evaluation | $295 or $395 | $295 with a psychiatric nurse practitioner or $395 with a psychiatrist: a full 45 to 60 minute evaluation, diagnosis, and written plan. |
| Follow-up visits | $110 to $215 | Per visit, depending on clinician and length. Member rates are lower where membership is offered. |
| Membership (optional) | $49 per month | Membership availability varies by state and is not yet offered here. |
Access in Indiana
Why cash pay makes sense in Indiana
Indiana is a Midwestern state where many residents live in small towns and rural counties between its metros. With about 6.9 million people, access runs uneven. All 92 Indiana counties are federally designated mental health workforce shortage areas, and many rural areas lack a single psychiatrist, leaving residents without local access to care. That is exactly the gap clear pricing and telepsychiatry are meant to close.
Cash pay is not automatically the pricier route. Insurance psychiatry often means shorter visits, a rotating cast of clinicians, and out-of-pocket costs you cannot predict until the claim settles. A published price with a full evaluation and one steady clinician is a different kind of value.
National data show that waits for a new outpatient psychiatric appointment often run beyond four weeks, and longer in rural areas, per AnxietyResearch. Cash-pay telepsychiatry is often quicker to reach because it does not depend on a plan's in-network panel.
Insurance
What about insurance?
We do not take insurance in Indiana. If you carry out-of-network mental health benefits, we can give you a superbill to submit for possible partial reimbursement, but your plan alone decides whether and how much comes back. HSA and FSA funds can usually be used directly.
For the reasoning behind the model, see why we do not accept insurance. For care itself, see our anxiety and depression pages for Indiana.
shrinkMD's prices do not change by Indiana zip code. Join the waitlist now, or read how to start care to check eligibility and what we treat.
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Frequently asked questions
Good questions, clear answers
How much does a psychiatrist cost in Indiana without insurance?
At shrinkMD, an initial evaluation in Indiana starts at $295, follow-up visits run $110 to $215, and an optional $49 per month membership is offered only where state rules allow (Maine, once intake opens). Prices are published and the same in every state where we practice.
Do you take insurance in Indiana?
No. shrinkMD is cash pay in Indiana. We can provide a superbill on request for possible out-of-network reimbursement, but your plan decides whether you are reimbursed, and it is not guaranteed.
Is online psychiatry cheaper than in-person in Indiana?
It depends on your coverage. Cash pay in Indiana gives you a predictable price and a longer visit; strong in-network benefits could still make an insurance practice cheaper out of pocket.
How much does an online psychiatrist cost without insurance?
shrinkMD's self-pay prices are initial evaluations from $295, follow-ups $110 to $215, and an optional $49 per month membership. The prices are the same in every state where we practice.
Be first when booking opens
Physician led, cash pay online psychiatry for adults in Indiana, with published prices, no controlled substances, and the same clinician over time. Join the waitlist for Indiana.
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